A regulated business account that moves between SEPA and stablecoins instantly — under a single MiCA-compliant licence. Open in days, settle in seconds.
Hold your euros in a named IBAN or as a MiCA-compliant stablecoin. Switch between them in real time — no conversion, no middleman, no fee.
Real IBANs issued in your business name — not pooled, not virtual.
Direct participant on SEPA Instant, SCT and T2 — plus FX routing built in.
Issued under the EU's regulated stablecoin framework — from day one.
Fully reserved in cash and AAA-rated MMFs. Convert in or out at no cost.
Receive and send euros in seconds — including outside banking hours.
Convert between euro IBAN and stablecoin with no cost. Mandated by MiCA.
One licence, one API. Operate across the European Economic Area.
Stablecoin rail runs continuously. No cut-off times, no weekends off.
For businesses paying suppliers, staff and partners across borders.
For PSPs, MSBs and platforms needing regulated euro infrastructure.
For exchanges, DeFi protocols and Web3 platforms moving in and out of euro.
For tokenised RWA protocols, x402 builders and autonomous AI agents.
For treasuries seeking money-market returns on euro working capital.
Bank of Lithuania. Passported across the EU. Named client IBANs, full payment permissions.
EURW issued under the EU's regulated stablecoin framework. First wave of compliant euro issuers.
SEPA Instant, SCT, T2. 41 countries. No correspondent bank dependency, no hidden hops.
Third-party reserve auditing. Institutional-grade transparency on every euro in reserve.
From HSBC, Macquarie, Stripe, Binance, Kraken, Revolut and Bank of Lithuania. Compliance + crypto execution.
Most businesses are onboarded in 3–10 working days, depending on jurisdiction and KYB documentation. You'll have a named euro IBAN and EURW wallet on day one of activation — under a single licence.
Businesses registered in the EEA or operating internationally with EU exposure — including PSPs, crypto businesses, marketplaces, treasuries, RWA platforms and agentic-AI builders.
Yes. EURW is a MiCA-compliant Electronic Money Token, fully backed by euro cash and AAA-rated money-market funds. Reserves are audited by an independent third party. Redemption is free, instant and mandated by MiCA.
Monad and Hedera are live today. Ethereum and Base launch in Q3 2026. All conversions in and out of EUR settle through your IBAN at no cost.
Yes — under our partner programme. You access our EMI, MiCA CASP and VASP stack via one API, run under your brand, with dedicated compliance support and revenue share on transaction and yield flows.
One regulated business account. Euros and stablecoins. One API. Built for the way money moves now.