Euro-native financial backbone

Money movement needs
new rails

Programmable money, stablecoin settlement, and multi-currency accounts via one open API — built for businesses, fintechs and developers.

Book a demo

OLD RAILS · NEW RAILS · ONE ACCOUNT

Money, but programmable.

Multi-currency accounts, EURW stablecoin, and wallets — all on one open API. No FX complications, choose which banking rail to use: stablecoin or fiat or both. Instantly swap between fiat and stablecoins.

Hold and move money globally.

One European IBAN

Direct SEPA participation, European IBAN and SWIFT, with multi-currency accounts for USD, GBP and more.

Mint and redeem euros on-chain at par.

EURW stablecoin

Mint and redeem 1:1 from your IBAN balance with zero fees. MiCA-compliant, issued by Newrails, live on Monad.

One core. Access every rail.

Programmable rails

One open REST API — for any developer to build on — spanning SEPA, EURW and multi-currency accounts. JS & Python SDKs.

EU-compliant without the red tape

Three products. One platform.

Open an account online in days. Issue euros on-chain in seconds. Settle anywhere in SEPA.

01 · ACCOUNTS

Built for fintechs and international businesses.

Issue virtual IBANs at scale, run multi-currency treasury, and collect and pay out across SEPA — all from one programmable euro account, opened online by residents and non-residents alike.

Direct SEPA & SEPA Instant participation across 36 countries
Bulk virtual IBAN issuance via API — one per customer, invoice, or wallet
Real-time webhooks on every inbound and outbound flow

02 · EURW

Mint euros on-chain. Redeem at par.

EURW is the regulated euro stablecoin issued by Newrails. 1:1 backed, MiCA-compliant, redeemable to SEPA with zero fees, on Monad with sub-second finality.

Mint & redeem from your IBAN in seconds
Sub-cent on-chain transaction costs
Fully regulated under MiCA, dual-licensed

Read the EURW guide →

SEPA debit received

LT69 · 14:02:11 UTC

€10,000

Minting EURW

tx · 0xE7…4F · pending

—

Delivered to wallet

0x7a4F…9c2D

—

03 · PROGRAMMABLE

Programmable rails.

Unified API across SEPA, EURW, and multi-currency accounts — with x402 middleware for pay-per-call monetisation. Open for any developer.

One REST API across SEPA, EURW & Monad — JS & Python SDKs
Agents and apps billed per request, settled in EURW
Same primitive for fiat or on-chain — webhooks on every leg

ONE PRIMITIVE · THREE RAILS · 24/7

Pick the rail that fits your job.

Decision-makers building product. Developers shipping code. Same backbone, different surface.

TREASURY

One European backbone

Replace fragmented partner banks with a single licensed EMI, virtual IBANs, and reconciled SEPA flows.

ON-CHAIN

EURW out of the box

Issue and redeem EURW from the same dashboard your treasury team already uses. No second integration.

COMPLIANCE

Regulated, not adjacent

Newrails holds an EMI licence in Lithuania (No 69) and a VASP licence in Czechia. MiCA-compliant from day one.

For developers

One SDK, one API, one settlement asset.

Build x402 endpoints, agent wallets, and pay-per-call APIs without re-platforming your treasury.

~/eurw · payment.js

import { Newrails } from "@newrails/sdk";

const nr = new Newrails({ apiKey: process.env.NR_API_KEY });

// charge an agent 0.000001 EURW for one API call
const payment = await nr.x402.requirePayment({
  scheme: "exact",
  asset: "0x1111…4111", // EURW
  amount: "0.000001",
  payTo: "0x7a4F…9c2D",
  network: "eip155:143", // Monad
  description: "AI model inference request"
});